What does a ISO CGL policy cover?
A standard ISO form CGL policy covers damages from property damage or bodily injury due to an occurrence. Not all causes of that damage are covered under the policy (such as auto or pollution).
Can economic damages be recovered as damages due to negligence?
The economic loss rule varies from state to state, but the general answer is no. However, if the economic loss was due to direct damage to property, then the rule may not apply.
Can I be sued in any state in the United States?
The United States has a dual legal system, a Federal system and a State system. If you are a citizen of a state, you can be required to appear in either Federal or State Court of that state. If someone wishes to sue you in a different state, they would need to establish that you have sufficient contacts with that state for the Court to obtain jurisdiction.