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# Tutor profile: Brian M.

Inactive
Brian M.
Certified Financial Planner who enjoys teaching others
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## Questions

### Subject:Risk Management and Insurance

TutorMe
Question:

What is the most common component in all life insurance policies? a. Living benefits b. Accelerated Death Benefit Rider c. Death benefit d. Cost of living rider

Inactive
Brian M.

The correct answer is C. While there are many different options and riders on life insurance, all policies possess a death benefit.

### Subject:Personal Finance

TutorMe
Question:

I want to be a millionaire in 30 years. I am 25 and have \$0 saved. I think I can earn 8% annually on my money. How much do I need to save each month to hit my goal? Lets assume the money in going into a retirement account so no annual taxes.

Inactive
Brian M.

\$670.98 per month. Pmt = i(FV)/(1 + i)n - 1 The future value(FV) is 1,000,000 The interest rate(i) is .67(8/12) The number of periods(n) is 360. 12 months for 30 years. Solve for pmt.

### Subject:Finance

TutorMe
Question:

What are the 3 elements to determine future value? Sometimes a fourth is needed.

Inactive
Brian M.

1. Current value 2. Interest Rate 3. Time(number of periods) 4. Periodic Payments*

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