When do you use formal vs informal verbs?
Use formal (usted/ustedes) when addressing those in a position above you, for example, a teacher, doctor, or boss. Tu (informal) is used when speaking with friends or peers,
What is GAP insurance?
GAP insurance helps you out when you still owe money, but have a total loss. For example, you are financing a car. In year 2 of your loan, you get in a wreck. Your car is a total loss, but you still owe a bunch of money to the financier. Without GAP insurance, you are out the difference, but if you have GAP insurance, you're covered.
What is an easy, efficient way to analyze data?
Pivot Tables! Pivot tables can help you quickly look at a set of data in tons of different ways, helping you find trends and patters.