Tutor profile: Hector V.
Subject: Library and Information Science
How to look for academic journal articles?
If you have access to library databases, that is a great place to start. Google Scholar is another option that will help in providing academic articles. Each database will provide you with different results. Unlike a google search, you will want to use keywords to look for articles. For example, a Google search of "How can I invest my money?" will return millions of results. However, when using an academic database to search for studies/article pertaining to the same topic, you may want to use keywords such as "Investing money and success" "Best money investing practices" etc.
Subject: Personal Finance
How are interest rates determined for a savings account?
There are various factors that impact the fluctuation of interest rates. Many of these factors are tied into the economy as a whole. Some of the factors that affect market interest rates include: Inflation, supply and demand, and government requirement. The higher the level of inflation, the higher interest rates are likely to rise. This occurs to the diminishing value of purchasing power. An increase in the demand for money will increase interest rates. However, a decrease in the demand for money will decrease interest rates. The Federal Reserve has a say in how interest rates are affected. The Fed regulates these rates by the buying or selling of previously issued U.S. securities.
What is competitive advantage and how does a company achieve it?
Competitive advantage can be defined as an edge that is achieved over an organization’s competitors. This can be achieved by maximizing an organization’s strengths and capitalizing on those strengths in their specific sector of the market. The most common attributes that organizations strive to excel over their competitors in are price, quality, production, and customer service. As an organization, you must evaluate your sector of the market and your competitors in order to gain an understanding of what is lacking.
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